Investment Management
Securing the future
We focus on what we can control - setting appropriate investment goals, managing risk, and implementing tax-aware strategies.
Our disciplined approach blocks out daily market noise, keeping our attention on the long-term financial picture. We build diversified portfolios that consider your entire financial position, including both internal and external accounts, to align risk and return with your future goals.
Our portfolios are personalized for each client, incorporating traditional asset classes like equities and fixed income, as well as alternative investments such as hedge funds and private capital. With a wide range of strategies available, we tailor each investment plan to meet your unique needs.
Dividend Payments
Investing in dividend-paying stocks can create a stream of taxable income. But the fact that a company is paying dividends is only one factor to consider when choosing a stock investment.
Dividends can be stopped, increased, or decreased at any time. This is unlike interest from a corporate bond, which is normally a set amount determined and approved by a company’s board of directors. If a company is experiencing financial difficulties, its board may reduce or eliminate its dividend for a period of time. If a company is outperforming expectations, it may boost its dividend or pay shareholders a special one-time payout.
Investment Challenges to Overcome
Being Too Conservative
When an individual has more assets than they think they’ll ever spend, there can be a tendency toward conservative investment. This may result in lower long-term returns that may shortchange the impact of bequests to charities or the wealth that will transfer to the next generation.
Collectibles
The affluent have a tendency to invest in their passions, and many collectibles have performed well over the years. However, one common mistake is not keeping up-to-date appraisals on record, which may have adverse consequences with regard to estate liquidity and taxes.
Concentrated Equity
Some senior executives accumulate large stock positions in the company that employs them. This creates a unique risk and potentially can be managed in several ways.
DIY Mentality
Some wealthy investors have achieved a high level of success in their careers, in large measure due to their intelligence, hard work, and self-confidence. This very success often carries over to the belief that building or managing successful enterprises is not dissimilar to managing great wealth. But it can be quite different, requiring a whole different body of knowledge and experience.
Too Many Professionals
Affluent investors often place their investment assets with multiple professionals, thinking that better results will arise from that. However, many of the key needs for larger portfolios, such as risk management and tax efficiency, will suffer since there is no overarching view into the larger picture of an individual’s entire portfolio. The independent actions by separate professionals, all with the best of intentions, may actually work to suboptimal outcomes.
Ready To Start
Put a century of combined experience to work and reach out to our team to help you with your financial future.